Multiple Injury Claims

Any injury can negatively impact your life and ability to carry out daily activities. Unfortunately, many accidents can lead to two or more injuries that can affect different body parts and vary in severity. Examples of multiple injuries include any combination of fractures, lacerations, head trauma, internal organ damage, and soft tissue injuries.

If you or a loved one suffered more than one injury due to someone else’s negligence, you might be eligible to make a multiple injury claim. Common causes of multiple injuries include road traffic accidents, accidents at work, criminal assaults and slips, trips and falls.

To find out if you are eligible for multiple injury compensation, request a call back or call 0800 470 0474 today to speak to a legal adviser. They will advise you about your case during a free no-obligation consultation and can answer any questions you might have.

If your case has merit, you will receive a no win no fee* service, enabling you to claim compensation without any financial risks or upfront costs. If your solicitor cannot win your case, you won’t have to pay anything.

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Table of Contents

• What is a multiple injury claim?
• Am I eligible to claim multiple injuries compensation?
• Evidence to support a multiple injury claim
• Common accidents that cause multiple injuries
• Examples of multiple injuries claims
• Potential impacts of multiple injuries
• Time limits to claim multiple injury compensation
• How much compensation can I claim for multiple injuries?
• How is the compensation for a multiple injury claim calculated?
• Can I claim multiple injuries compensation on behalf of a loved one?
• Can I make a claim on a No Win No Fee basis?

What is a multiple injury claim?

A multiple injury claim is simply a personal injury case where you aim to recover damages for two or more injuries you sustained in an accident that was not your fault.

Like any other personal injury claim, it covers the pain and suffering you experienced, as well as any financial losses and expenses incurred as a result. These claims aim to provide appropriate compensation for the overall impact and consequences of all the injuries sustained.

While you may suffer a single injury in an accident, more often than not, they will cause more than one type of trauma. Examples of multiple injuries compensation claims include:

• An accident or incident causing injuries in different areas of the body, such as the head, back, limbs, and internal organs
• Suffering an injury that results in permanent scarring or disfigurement
• If the injuries suffered are significant and result in long-term consequences, such as permanent disability, chronic pain, or impairment of multiple bodily functions
• If the accident causes psychological or emotional distress in addition to the physical injury, such as post-traumatic stress disorder (PTSD), anxiety, depression, or other mental health conditions

It is essential to keep in mind that compensation awards for personal injuries are usually agreed upon on a full and final basis. You will not be able to seek a further settlement at a later date, so it is crucial to ensure that all the injuries you suffered and their consequences are included in your claim.

Am I eligible to claim multiple injuries compensation?

Suffering multiple injuries in an accident can be very painful and lead to longer recovery times and greater financial implications. Fortunately, you may be able to recover compensation for all the damages you suffered if a third party was at fault. A personal injury solicitor could help you make a multiple injury claim if:

• Another person or organisation owed you a duty of care
• They breached their duty by committing a negligent or intentional act
• That caused you to be involved in an accident
• You suffered multiple injuries as a result within the last three years

A duty of care is something that your solicitor will check before taking on your case. This will be determined by referring to relevant UK legislation, such as:

• The Road Traffic Act 1988 establishes a duty of care for all road users to drive safely and responsibly;
• The Health and Safety at Work etc. Act 1974 places a duty of care on employers to provide a safe working environment for their employees;
• The Occupiers’ Liability Act 1957 states that occupiers of premises must take reasonable steps to prevent foreseeable risks and hazards that could cause harm to visitors;
• The Consumer Protection Act 1987 imposes a duty of care on manufacturers, producers, and sellers of goods to ensure that the products they supply are safe for consumer use.

To find out if you are eligible for multiple injury compensation, call 0800 470 0474 or request a call back for a free consultation with a legal adviser. They will ask you a few questions to determine how your accident took place and who might be at fault. If you have valid grounds to start a claim, your solicitor will offer you a 100% no win no fee service.

Evidence to support a multiple injury claim

When claiming compensation for multiple injuries, gathering and presenting compelling evidence to support your case is essential. Here are some types of evidence that could be useful:

• Medical reports, diagnostic tests, treatment records, and doctor’s notes about the type and extent of your injuries;
• Statements from witnesses who observed the accident can provide valuable first-hand accounts and corroborate your version of events. These can include fellow workers, bystanders, or anyone else who witnessed the incident;
• If the multiple injuries were due to an accident at work or in a public place, obtaining copies of accident reports can help establish the details of what happened, when it happened and who may be liable;
• Photographs or videos of the accident scene and the injuries you suffered;
• Expert medical opinions about the long-term consequences or impact of the injuries on your ability to work or enjoy daily activities;
• Dash cam or CCTV footage, if available;
• Your statement about how the accident occurred and how your injuries have impacted your life;
• The name, registration number and insurance details of other drivers if you were involved in a road traffic accident;
• If you were the victim of an assault or another violent crime, you should report it to the police and get a crime reference number;
• Any written or electronic communications related to the incident or your injuries. This includes emails, text messages, or letters that discuss the accident, liability, or any admission of fault;
• Evidence of financial losses and expenses you incurred, such as receipts, invoices or bank statements.

Your personal injury solicitor will help you collect and collate everything you need to support a multiple injury claim for compensation.

Common accidents that cause multiple injuries

Many different types of accidents could result in you suffering from multiple injuries. Some of the most common examples include:

Road traffic accidents

Road traffic accidents are among the most common causes of multiple injuries, especially for pedestrians, cyclists and motorbike riders. The force and impact involved in a collision can cause a wide range of injuries, including head injuries, fractures, internal injuries, and more. Common causes of road accidents include speeding, driving under the influence, fatigue and distracted driving.

Accidents at work

Accidents at work can involve multiple injuries due to various factors and hazardous working conditions. These include the use of heavy machinery and equipment, manual handling injuries, scaffolding accidents and accidents involving vehicles such as forklifts. Under UK law, employers must take all reasonable measures to keep workers safe from harm. This includes conducting regular risk assessments and providing proper training and safety equipment.

Industrial injuries

Industrial injuries can occur across various industries and can involve a combination of injuries resulting from accidents, hazardous conditions, or exposure to harmful substances. Accidents involving machinery malfunctions, entanglement, or being struck by objects can cause multiple injuries, such as fractures, amputations, lacerations, or head injuries. Exposure to chemicals and toxic materials can lead to respiratory problems, burns, internal organ damage, or long-term health complications like mesothelioma.

Sports accidents

In contact sports or high-speed activities, athletes may collide with each other or with objects, resulting in multiple injuries. For example, a collision in football could cause fractures, concussions, and soft tissue injuries all at once. Sports that involve jumping, gymnastics, or aerial manoeuvres can lead to falls and landings that result in multiple injuries. Faulty sports equipment can also contribute to multiple injuries.

Accidents in public places

Slips, trips and falls are the most common accidents that happen in public places, despite being largely preventable. Slippery or uneven surfaces, inadequate lighting, or obstacles in public areas such as pavements, parks, or shopping centres can result in multiple injuries, such as fractures, sprains, head injuries, and soft tissue injuries. The local council and private owners have a duty to keep public places safe for all citizens. Failing to do so could make them liable in a multiple injury claim.

Violent crimes

Physical assaults or attacks with weapons can cause injuries to various body parts. Victims may experience multiple injuries, such as fractures, bruises, cuts, stab wounds, or head injuries. Furthermore, violent crimes can have a significant psychological impact and lead to long-term anxiety, depression and post-traumatic stress disorder (PTSD). In this case, you could claim multiple injury compensation through the CICA within two years of the incident.

Medical negligence

Errors during surgical procedures, such as wrong-site surgery, anaesthesia errors, or leaving surgical instruments inside the body, can cause considerable injuries. These mistakes can result in damage to organs, nerves, blood vessels, or other vital structures. All medical staff are expected to be skilled and knowledgeable and provide a reasonable standard of care. Medication errors, misdiagnosis and birth injuries can also lead to a claim for medical negligence.

Military accidents

During combat, soldiers may be exposed to various risks, such as gunfire, explosions, and shrapnel. These can lead to serious injuries, including gunshot wounds, burns, traumatic brain injuries, amputations, and internal injuries. Accidents can also occur due to training exercises, vehicle accidents or occupational hazards and may mean you’re entitled to claim compensation.

If you suffered more than one injury due to any of these or another accident that wasn’t your fault, you should speak to an experienced personal injury lawyer as soon as possible. They will investigate your circumstances and provide legal advice on how you could secure the compensation you deserve.

Examples of multiple injuries claims

Some examples of when you could be eligible to claim multiple injury compensation include:

• You have suffered fractures and internal organ damage in a bicycle accident
• You have suffered a crushed limb and disfigurement due to a machinery accident at work
• A slip and fall accident resulted in a head injury and soft tissue damage to the neck and back
• You have suffered a concussion and ligament tear in a sporting accident
• You have suffered bruising, lacerations and scarring due to a violent assault
• A medical error caused you to develop an infection that caused you organ damage and long-term health issues
• You suffered head trauma and spinal cord injuries in a car accident

If you believe another party owes you compensation for your injuries, you should speak to a solicitor as soon as possible. They will assess the validity of your case and answer any questions you may have.

Potential impacts of multiple injuries

Suffering multiple injuries in an accident can severely impact different aspects of your life, such as:

• They may result in physical impairments, such as limited mobility, chronic pain, loss of sensation, or decreased motor function;
• The emotional and psychological impact can be significant and may lead to anxiety, depression, post-traumatic stress disorder (PTSD), or other mental health conditions;
• They may result in significant expenses and cause financial strain, especially if you are unable to work afterwards;
• Changes in daily activities and your ability to engage in a hobby or socialise;
• The need for assistive devices and accommodation;
• Suffering from multiple injuries can strain relationships with family, friends, and partners. You may require support and assistance, and your loved ones may experience emotional and practical challenges in providing the care you need;
• They may significantly reduce your overall quality of life due to physical limitations, pain, emotional distress, and other consequences;
• You may need to undergo lengthy rehabilitation, including physical therapy, occupational therapy and psychological counselling.

Your solicitor will consider the type of injuries sustained and the impact on your life to ensure the compensation you receive covers all your losses and future needs. To find out if you are entitled to make a claim for compensation, call 0800 470 0474 today or fill in our online claim form to receive a call back.

Time limits to claim multiple injury compensation

Under the Limitation Act 1980, you have three years to start a multiple injury claim after suffering an accident. This is the claim limitation date, after which your case becomes statute-barred, and the court will typically no longer accept it. If your injuries do not become immediately apparent, the time limit starts from the date of your diagnosis, known as the date of knowledge.

There are several other exceptions to the three-year claim limitation date, including:

• If the victim is a child, the time limit begins on their 18th birthday, before which a parent or guardian could claim on their behalf at any time. After this, they will have three years to start a claim independently.
• The time limit is suspended if the claimant lacks the mental capacity to conduct legal proceedings. A litigation friend could claim anytime on behalf of someone who suffers from:
  • Post-traumatic stress disorder (PTSD)
  • A severe brain injury or stroke
  • A mental health condition like schizophrenia
  • A condition such as Down syndrome or Autism
  • A neurodegenerative disease like dementia
• If a loved one passed away after suffering multiple injuries, you have three years to start a compensation claim from the date of death.
• If you were involved in an accident abroad, the time limit to start a multiple injury claim can vary from country to country and be less than three years.

Regardless of what limitation date might apply to your case, you should seek legal advice as soon as possible if you or a loved one have suffered multiple injuries. That will make it easier to collect evidence, talk to witnesses and build a strong claim.

How much compensation can I claim for multiple injuries?

The compensation awarded in a multiple injury claim can vary widely from case to case, depending on several factors, such as the severity of the injuries and their impact on your life. When calculating the amount of compensation you are entitled to, your solicitor will consider two types of damages related to your injuries:

General damages are intended to compensate you for the non-monetary losses caused by your injuries. They are difficult to quantify precisely and can take into account the following:

• Physical pain and suffering
• Emotional pain, discomfort and distress
• Psychological trauma such as anxiety or depression
• Loss of consortium and companionship
• Scarring and disfigurement
• Mental and physical impairment
• Loss of prospects and enjoyment of life
• Reduced quality of life

Special damages are specific, quantifiable losses and expenses incurred as a result of your injuries and typically include:

• The costs of medical treatment, including any hospital bills, medications, rehabilitation, and ongoing therapies
• Past and future lost earnings and loss of earning capacity
• The cost of hiring care and assistance during recovery or if you suffer a permanent disability
• Travel costs for medical appointments
• The cost of medical aids or equipment, such as crutches or prostheses
• Modifications to your home or vehicle

Special damages are calculated based on evidence like receipts, pay slips and invoices. General damages are based on the guidelines published by the Judicial College, according to which you could receive:

• £240,590 to £344,640 for a very severe brain injury leading to severe disability or a vegetative state needing full-time nursing
• £15,320 to £26,010 for a serious facial injury such as a broken jaw or nose
• £7,410 to £47,760 for moderate neck injuries like fractures or dislocations that cause limitation of movement and permanent or recurring pain
• £2,090 to £10,670 for minor back injuries such as sprains and strains with recovery within three months and five years
• £82,040 to £255,930 for a severe arm injury, with the upper compensation for amputation of one or both arms
• £15,320 to £46,780 for a moderate leg injury, such as minor fractures with partial recovery or ligament damage leading to instability

You can refer to our compensation calculator or speak to a legal adviser to learn more about how much your compensation claim could be worth.

How is the compensation for a multiple injury claim calculated?

The compensation for a multiple injury claim is determined on a case-by-case basis. Contrary to what you might expect, the final award is not calculated by summing up the value of each injury. Instead, your final settlement could be:

• Higher than the total value of the individual injuries, if the combined injuries caused more pain and suffering than a single injury.
• Less than the total value of the single injuries, if the combined effect of the multiple injuries does not cause more pain than a single injury.

Most commonly, you will receive the full compensation suggested by the Judicial College for the most severe injury and a reduced amount for all the other less severe injuries. For example, if you suffer a severe leg injury, a moderate arm injury and a minor back injury, you could receive:

• Up to £46,780 for the leg injury
• Up to £33,430 for the arm injury
• Up to £10,670 for the back injury

In this case, you will likely get £46,780 for the leg injury and a smaller percentage for the arm injury (e.g. £20,000) and the back injury (e.g. £5,000). Therefore, your final award could be around £71,780. Regardless of your accident and the injuries you suffered, your solicitor will always fight to secure the highest amount of personal injury compensation on your behalf.

Can I claim multiple injuries compensation on behalf of a loved one?

If a loved one suffered multiple injuries due to an accident that was not their fault and cannot claim on their own, you could represent them in a personal injury claim. To do so, you must apply with the court to be appointed as their litigation friend.

The role of a litigation friend is to protect and advance the interests of the person they represent. The court will assess your eligibility by verifying whether you:

• Can conduct legal proceedings fairly and competently
• Have any conflict of interest with the injured person

The litigation friend process is usually used when the claimant:

Is a child under 18

Minors are not considered to possess the well-formed judgement necessary to take legal decisions. In this case, the litigation friend is usually a parent, guardian, or another suitable adult who can provide guidance and support throughout the legal process. They will act in the child’s best interests, ensuring their rights are protected, and their claim is pursued effectively.

Is a protected party

Adults who lack the mental capacity to conduct legal proceedings will need someone to represent them during the claims process. They could be incapacitated due to the accident leading to the claim or a pre-existing condition like an intellectual disability or mental health disorder.

Before taking on the role of a litigation friend, you should keep in mind that it brings several responsibilities, including:

• Make decisions on behalf of the person you are representing, considering their best interests
• Submit the required documents and gather evidence for the case
• Communicate with solicitors and take legal advice
• Attend court hearings
• Deal with correspondence and keep updated on the proceedings
• Consider any compensation offers and negotiate a fair settlement

Your role as a litigation friend will end when the claim concludes, when a minor turns 18, or if a protected party regains their mental capacity.

Can I make a claim on a No Win No Fee basis?

If you have valid grounds to make a multiple injuries compensation claim, the solicitors we work with will offer you a 100% no win no fee arrangement. Before offering you this service, they will verify that another party was at fault for your accident and this has caused you personal injuries and other related damages.

If your case is valid and has a fair chance of success, your solicitor will have you sign a Conditional Fee Agreement (CFA). This is just the technical name for a no win no fee agreement, which works in the following way:

• You do not have to pay upfront legal fees for the solicitor to take on your case;
• You only have to pay for the legal representation if your case is successful, which reduces the risk of making an injury claim;
• If your case is successful, your solicitor will be entitled to a pre-agreed success fee of up to 25% of your general damages and past financial losses;
• Your solicitor may take out an After the Event (ATE) insurance policy to protect you against the risk of having to pay legal costs if your claim is unsuccessful;

If you make a successful no win no fee claim, you only have to pay your solicitor’s success fee and the cost of the ATE insurance premium. If you lose, you will not incur any out-of-pocket expenses, making the whole claims process much less stressful.

To make a multiple injury claim, call 0800 470 0474 today or use our online claim form to arrange a free consultation with a legal adviser.

Last edited on 16th Oct 2025

With over 15 years’ experience in the legal sector, Nicholas Tate (LLB Hons, LLM in Health Law) has extensive experience across all areas of personal injury and medical negligence claims.