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A no win no fee agreement means you can make a personal injury claim with no upfront costs and no financial risk
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No Win No Fee Personal Injury Claims

With a No Win No Fee agreement, your solicitor will represent you in a personal injury claim without asking for any upfront fees. In the event of a loss, you do not have to pay them a single penny, meaning you have no financial risk in pursuing compensation.

Also known as a Conditional Fee Agreement (CFA), No Win No Fee can be used in any type of claim, including for road traffic accidents, workplace accidents, slips, trips and falls, industrial injuries and medical negligence. If you are eligible for compensation, your no win no fee solicitor will help asses liability and offer support and advice at every step.

To find out if you have a valid No Win No Fee claim, call 0800 032 3660 or fill in our online claim form to receive a call back. A friendly legal adviser will offer you a free case assessment to determine the validity of your case and your chances of success.

What does No Win No Fee mean?

The No Win No Fee system was introduced in 1995 and refers to the agreement made between a law firm and their clients when making a personal injury claim, where a lawyer agrees to take on a case and waive their fees if this is lost. In other words, the client will not have to pay their solicitor if their claim is unsuccessful.

However, if the case is won, the solicitor will be entitled to receive a percentage of the compensation awarded to the client as their fee. That is known as a success fee and is designed to compensate the lawyer for the risk they take in handling the case on a No Win No Fee basis, as they will not receive any payment if the claim fails. In the UK, success fees are capped at 25% of the compensation awarded to the client.

This type of agreement is often used in personal injury cases, where the client has suffered harm due to someone else’s negligence or wrongdoing. No Win No Fee is a way of pursuing compensation regardless of your financial situation and without incurring any losses or hidden charges if the case is unsuccessful, making it the preferred method of funding a personal injury claim.

Can I make a No Win No Fee claim?

If you have been involved in an accident that wasn’t your fault, you might be able to make a No Win No Fee injury claim. However, the specific circumstances of your case will determine whether or not you are eligible for this type of arrangement. It is best to speak with a qualified solicitor or legal advisor who can assess the specifics of your case and advise you on the most appropriate legal course of action.

Before agreeing to accept your case on a No Win No Fee basis, your solicitor will first need to assess your case. This assessment is conducted over the phone during a free consultation. As a general rule, you should be able to benefit from this service as long as you have evidence to show that:

  • Another person or entity owed you a duty of care
  • They breached this duty by committing a negligent or intentional act
  • That has led to an accident or incident
  • You suffered an injury or injuries as a result

It is essential to keep in mind that there are strict time limits for starting a personal injury claim. Typically, this is three years after the date of an accident or the date you became aware of an injury, but there are some notable exceptions to this rule, detailed in the section below.

To find out if you could make a No Win No Fee personal injury claim, call 0800 032 3660 today for a free consultation with a legal adviser. Alternatively, you can enter your details here to receive a call back, with no obligation to proceed with a claim.

How does No Win No Fee work?

No Win No Fee, also known as a Conditional Fee Agreement (CFA), is an agreement between you and your solicitor. Under this agreement, they will only be paid if the claim is successful, and you will not have to pay them anything if your case is unsuccessful.

This service was introduced in 1995 to give everyone the chance to access the justice system, even if they cannot afford legal representation. Under the No Win No Fee law, anyone can make a compensation claim after being injured in an accident caused by someone else’s negligence or wrongdoing, regardless of their financial situation.

A No Win No Fee accident claim also involves taking out an After the Event (ATE) insurance policy. The ATE is a legal expenses insurance that covers all the costs and disbursements incurred during claiming in the event of a loss, including:

  • The other party’s solicitor fees
  • Court and counsel fees
  • The cost of paralegal and other staff time
  • Police and medical reports
  • Expert witness fees
  • Barrister fees if you must argue your claim in court

As the name suggests, if you do not receive compensation, you do not have to pay anything to anyone. If you win compensation, your solicitor will make some deductions from your settlement:

  • A success fee they keep for winning your claim
  • The cost of the premium for the ATE insurance policy
  • The defendant will usually be required to cover your legal costs and expenses, but any shortfall could be deducted from your compensation award

The above deductions will only be made once your No Win No Fee claim concludes and your compensation is paid. You keep the rest, and this will be the settlement awarded to you for your pain, suffering and financial losses related to your injury.

What do I need to start a No Win No Fee claim?

If you want to start a No Win No Fee injury claim, the first thing you should do is find out if your case has merit. This can be easily done during a consultation with one of the legal advisers we work with by calling free on 0800 032 3660.

If you are eligible for compensation, a personal injury lawyer will offer you legal representation on a No Win No Fee basis. That means you do not have to pay any upfront fees, and if your case fails, you will not be left out of pocket.

Once you sign the Conditional Fee Agreement, your solicitor will help you assign liability and gather all the necessary evidence to support your claim. Based on the circumstances of your accident, this could be:

  • Photographs or videos of the accident scene, showing what caused your injuries before anything is moved or repaired;
  • CCTV or dash cam footage of the accident scene, when available;
  • Photos of your injuries and your recovery process;
  • Copies of your medical records, including any doctor’s notes, hospital reports, or test results that relate to your injury or condition;
  • An accident report that includes the date, time and location of the incident that caused your injuries;
  • Contact details of witnesses to your accident who might later give a statement about how the events occurred;
  • Any correspondence with the other party or their representatives, such as letters, emails, or phone records;
  • A police report and reference number if you were the victim of a violent crime or hit-and-run accident;
  • Your notes regarding the circumstances of your accident, the pain and suffering caused by your injuries and how these have affected your life;
  • Financial records, such as pay slips, invoices, bank statements and receipts for expenses related to your injury.

Once you have all the necessary evidence, your solicitor will contact the defendant and inform them of your intentions to start a No Win No Fee injury claim. They will have up to 14 days to acknowledge your claim and another three months to conduct their own investigations and admit or deny liability for your injuries.

If the other side admits that they have caused your accident by acting negligently, you may begin to negotiate your compensation award. If they deny any responsibility for your injuries, your solicitor will help you argue your claim in court. That is rarely the case, as more than 95% of all No Win No Fee personal injury claims settle without a trial.

What are the benefits of making a No Win No Fee claim?

No Win No Fee is a preferred way of funding a personal injury claim, as you will not lose a single penny if your case is unsuccessful. The many benefits of making a No Win No Fee claim include:

  • Access to justice: No Win No Fee agreements provide access to justice for people who might not be able to afford legal representation otherwise.
  • No upfront costs: You do not have to pay any fees upfront to your solicitor. If your claim is unsuccessful, you won’t have to pay anything.
  • Reduced financial risk: A no win no fee arrangement minimise the financial risk of making a claim. If you win, your solicitor’s fee will be paid from your compensation award. If you lose, you will not have to pay anything at all.
  • Motivation: Your solicitor is motivated to win your case because they only get paid if you win. That means they will work harder to get you the compensation you deserve.
  • Peace of mind: No Win No Fee provides peace of mind knowing that you will not be left with a large legal bill if your claim is unsuccessful.
  • Reduced stress: Your personal injury lawyer will guide you through the process of making a No Win No Fee claim and will provide help and support at every step. They will know exactly how much your claim is worth and will help you gather the evidence to secure compensation while you can focus on your recovery and getting back on your feet.

If you have been injured due to someone else’s negligence, an experienced solicitor can help you seek compensation in a No Win No Fee personal injury claim.

What do I have to pay if my No Win No Fee accident claim is unsuccessful?

The No Win No Fee law was introduced as an alternative to legal aid, which, throughout the 1990s, became available only for a very limited number of personal injury claims. Conditional Fee Agreements aim to give everyone access to justice and the chance to seek compensation without financial risk.

If your No Win No Fee claim is unsuccessful, you will not have to pay any legal fees to your solicitor. This is due to the Conditional Fee Agreement (CFA) that you will sign from the beginning, which states that your solicitor agrees to take on your case on the understanding that if this is lost, you will not have to pay them any fees. If the claim is successful, they will be entitled to recover a success fee of up to 25% of the compensation awarded to you.

If you lose a personal injury claim, you would typically be responsible for certain expenses, such as court fees or medical reports. However, if you claim on a No Win No Fee basis, your solicitor will help secure After the Event (ATE) insurance on your behalf, which covers all your legal costs and disbursements if your case is lost, and you will not have to pay anything.

Common accidents leading to a No Win No Fee injury claim

No Win No Fee could be used for any type of personal injury claim, including:

Road traffic accidents

In the UK, thousands of people suffer a life-changing or fatal injury each year in road traffic accidents. Some of the most common accident leading to a road accident claim include:

These accidents can lead to a wide range of minor to severe injuries, including whiplash, broken bones, head injuries, spinal trauma, and more. If the accident was due to the negligence of another party, such as a driver or vehicle owner, the injured party may be able to make a claim and seek compensation for their injuries and losses.

Accidents at work

Employers have a legal duty to take reasonable steps to ensure your health and safety at work. They must carry out regular risk assessments to identify and address any potential risks or hazards in the workplace. Employers also have a duty to provide adequate training and safety equipment, implement necessary safety measures to prevent accidents and ensure that any equipment or machinery is properly maintained and safe to use. If you have suffered an injury or illness at work due to your employer’s negligence, you might be entitled to make a no win no fee work accident claim.

Medical negligence

If you have been injured or suffered harm as a result of substandard medical care, you may be entitled to make a medical negligence claim. Also known as clinical negligence, medical negligence claims can be complex and challenging, so seeking legal advice from a specialist no win no fee lawyer with experience handling such cases is recommended. Common causes leading to a claim for medical negligence include misdiagnosis, prescription errors, birth injuries and surgical mistakes.

Industrial diseases

Industrial diseases, also known as occupational diseases, are illnesses that are caused or made worse by exposure to harmful substances or dangerous working conditions. These may take years or even decades to develop and can be due to exposure to substances such as asbestos, silica dust, chemicals, and radiation. Common examples of industrial diseases include mesothelioma, lung cancer, asbestosis, silicosis, and occupational asthma.

Employers have a legal responsibility to ensure that their workers are not exposed to hazardous substances or other dangerous conditions in the workplace. If an employer fails to take the necessary safety measures and you develop an industrial disease, you may be able to make a No Win No Fee personal injury claim.

Accidents on holiday or abroad

Accidents on holiday or abroad can occur in a wide range of situations, such as slips and falls in a hotel, food poisoning from a restaurant, injuries sustained during a tour or group activity, or accidents on public transport. If you have been injured while on holiday or abroad, you may be able to make a compensation claim, but the process can be more complex as it may involve different legal systems and jurisdictions.

Fatal accidents

Claims for fatal accidents can be made by the family or dependents of a person who has died due to the negligence of another person or organisation. These types of claims can arise from various circumstances, such as car accidents, workplace accidents, medical malpractice, or criminal acts. The purpose of a fatal injury claim is to provide compensation to the dependents of the deceased and help them cope with the financial losses and expenses incurred due to the death. The compensation amount may include funeral expenses, loss of earnings, and loss of financial support.

Slips, trips, and falls in public places

Slip, trip, and fall accidents can occur in many public places, such as supermarkets, shopping centres, restaurants, hotels, parks, and public walkways. These accidents can happen due to hazards like wet or slippery floors, uneven flooring or paving, inadequate lighting, obstacles in walkways, or poorly maintained premises.

Under the Occupiers’ Liability Act 1957, those who occupy or control land or buildings must take reasonable steps to ensure that visitors are reasonably safe from harm. That includes maintaining the premises in a safe condition, warning visitors of any known hazards, and ensuring that any risks are dealt with promptly. A failure to do so could make them liable for compensation in a No Win No Fee claim.

Sports injuries

Sports injuries are common occurrences and are usually nobody’s fault. However, if someone else was responsible for an accident that caused you some type of harm, you might be entitled to claim compensation for your losses. This could be the fault of another player, the organisers of an event, or even the equipment used. To make a successful sports injury claim, it must be proven that the person or organisation responsible for the injury breached their duty of care towards you. Examples of negligence could include failing to provide safe equipment or facilities and allowing dangerous behaviour to occur.

Accidents involving faulty products or equipment

If a product or equipment is defective and causes injury or harm to a person, it may also be possible to claim compensation. Such accidents could happen in various settings, from using a household appliance to operating heavy machinery at work. You do not have to prove negligence to claim under the Consumer Protection Act 1987. You only have to show that the defendant was responsible for the defective product and that this has caused you the injury or losses you are claiming for.

Violent crimes

Violent crimes refer to a range of criminal offences that involve the use or threat of physical violence against another person, such as assault, battery, homicide, robbery, sexual assault, and domestic violence. These types of crimes can have severe physical and emotional impacts on victims and their families and may result in significant financial losses. Blameless victims of violent crimes may be eligible to claim through the Criminal Injuries Compensation Authority (CICA). To qualify for CICA compensation, you must have reported the crime to the police as soon as possible.

Regardless of your accident, a personal injury solicitor could help you start a No Win No Fee claim. This way, you can seek compensation for your injuries and any related losses without paying any upfront fees or worrying about financial losses if your case is unsuccessful.

How much compensation could I receive in a No Win No Fee personal injury claim?

The amount of compensation you may receive in a No Win No Fee personal injury claim will depend on several factors, including the severity of your injuries, the impact they have had on your life, and any financial losses you have incurred as a result. Compensation in a No Win No Fee claim is typically divided into two types of damages: general damages and special damages.

General damages are intended to compensate you for the pain, suffering, and loss of amenity caused by your injuries. The amount awarded for general damages will depend on the nature and severity of your injuries and is typically based on guidelines issued by the Judicial College. General damages could include:

  • Physical pain and suffering
  • Psychological and emotional distress
  • Physical and mental disability
  • Scarring and disfigurement
  • Loss of consortium or companionship
  • Reduced quality of life and life expectancy
  • Loss of a unique career
  • Loss of prospects and enjoyment of life

Special damages are intended to compensate you for any financial losses incurred due to your injuries. The amount awarded for special damages will depend on the specific financial losses you have incurred as a result of your injuries and may include the following:

  • Medical expenses such as doctor’s visits, medication, treatments and surgery
  • Rehabilitation, physical therapy and counselling
  • Travel expenses and accommodation costs
  • Care and assistance during recovery or if you need long-term care due to a disability
  • Any necessary modifications to your home or vehicle to help you cope with a disability
  • Medical devices such as mobility aids or hearing devices
  • Lost wages during recovery and loss of earning capacity

It is difficult to provide a specific figure for how much compensation you could receive in a No Win No Fee personal injury claim without knowing the details of your case. It is best to speak with a qualified solicitor who can provide you with a more accurate estimate based on the circumstances of your accident. To get a rough idea of how much your claim could be worth, you can also refer to our online compensation calculator.

What is the time limit for claiming No Win No Fee compensation?

The time limit for making a No Win No Fee claim can vary depending on the type of claim and the circumstances surrounding it. Generally, the time limit for personal injury claims in the UK is three years from the accident or incident that caused the injury. After this period, a claim becomes statute-barred, and the court will typically no longer accept it.

Under section 33 of the Limitation Act 1980, the court can override the three-year limitation date in certain circumstances where it is fair and reasonable to do so, depending on:

  • The length and reason for the delay
  • The extent to which the delay has affected the available evidence
  • The defendant’s conduct after the incident
  • How promptly and reasonably you acted once you knew you might be entitled to No Win No Fee compensation
  • The steps you took to obtain legal advice after your accident

However, there are some exceptions to this rule, such as:

  • If the injury was not immediately apparent after an accident, the three-year time limit begins on the date of knowledge, which refers to the moment you became aware you suffered an injury due to someone else’s negligence.
  • If the claimant were under 18 years old at the time of the accident, the three-year limitation period would not start to run until they turn 18 and will have until their 21st birthday to make a claim. A parent or another suitable adult could claim on their behalf before that at any time, regardless of when they were injured.
  • Under section 11A of the Limitation Act, if you suffered an injury from a defective product, you must start a claim within ten years after the product launch date.
  • Under the Fatal Accidents Act 1976, you can start a No Win No Fee claim within three years from the date of death of a loved one or the date of knowledge if this came at a later time.
  • When an accident occurs at sea or on an aircraft, there is a two-year time limit to start a claim from when the damage occurred.
  • If you or a loved one has been the victim of a crime, you could claim compensation through the Criminal Injuries Compensation Authority (CICA) within two years of the incident.
  • Military personnel injured on duty could claim compensation through the Armed Forces Compensation Scheme (AFCS) within seven years of their accident.
  • If you suffered an accident abroad, the time limit to start a claim can vary significantly from country to country and could be much shorter than three years.

It is essential to seek legal advice as soon as possible to ensure you do not miss any deadlines for making a claim. That will also make it easier to remember any crucial details about the circumstances of the accident and gather evidence to prove liability and the injuries you suffered.

Can I claim No Win No Fee compensation on behalf of a loved one?

Yes, it is possible to make a No Win No Fee claim on behalf of a loved one, if they are under 18 years old or they are an adult known as a protected party who cannot handle their case due to:

  • An intellectual disability such as Down syndrome
  • A mental health condition like schizophrenia or bipolar disorder
  • Post-traumatic stress disorder (PTSD)
  • A traumatic brain injury or stroke
  • A neurodegenerative condition like dementia or Alzheimer’s disease

To pursue No Win No Fee compensation on behalf of a loved one, you must apply with the court to be appointed as their litigation friend. A litigation friend can be a family member or a friend of the injured person, or a professional such as a solicitor or an official solicitor. Their role is to act in the best interests of the person they represent and to make decisions on their behalf.

To become a litigation friend, you must apply with the court by either:

  • Providing a copy of the court order that appointed you as the claimant’s deputy
  • Filling in a certificate of suitability, if you are not the person’s deputy

Before appointing you as a litigation friend, the court will verify that:

  • You can conduct legal proceedings fairly and competently
  • Your interests do not conflict with the victim’s

Once you start a No Win No Fee injury claim on behalf of a loved one, you will have several responsibilities, including:

  • Act in the best interests of the injured person
  • Give instructions to the solicitor and make decisions about the case
  • Provide evidence to support the claim, such as medical reports
  • Keep the person you are representing informed about the progress of the case and any decisions that are made
  • Consider any settlement offers and manage the compensation on behalf of the person you are representing

Your role as a litigation friend ends when a child turns 18, a protected party regains their mental capacity or when the claim is concluded, whether you secured compensation or not.

Friendly legal advisers are ready to answer your questions

If you have any questions about No Win No Fee law or the services provided, our friendly legal advisers are happy to answer them for you. Likewise, if you have been injured in an accident but are unsure whether you are entitled to make a claim, help is on hand.

Personal injury solicitors have many years of experience helping people claim compensation for all types of accidents. So, whether you have been injured at work, involved in a car accident, tripped over in a public place or affected by medical negligence, experienced solicitors are ready to help fight your corner.

To arrange a free case assessment, enter your details into the contact form below. A trained adviser will call you back asap to discuss your accident and let you know if they can help you make a No Win No Fee claim. Alternatively, call free on 0800 032 3660 today.

* Personal injury claims are offered on a no win, no fee basis. If your claim is successful, your solicitor will receive up to 25% of your compensation as their success fee. Any additional costs, such as legal protection insurance, will be clearly explained to you by your solicitor before you decide to proceed with your claim. Termination fees may apply if you fail to cooperate with your solicitor. This includes deliberately misleading your solicitor, failing to attend scheduled medical or expert examinations, or not appearing at a required court hearing.