Can I make an injury claim if I am self-employed?
Self-employed workers are not always afforded the same benefits as employed counterparts and as such, can be vulnerable to certain occurrences. Self-employed workers are able to claim compensation from third party insurance companies and liability cover or government agencies where appropriate. People who are self-employed are generally responsible for their own safety and working environment, but if their work leads them to complete tasks for other people or in other workplaces, the duty of care can shift to connected parties.
In many cases, a self-employed worker can still make a claim against a third party for injuries or losses sustained following an accident. For example, if the person was working on a site or with equipment belonging to another company and the company did not observe their duty of care to the claimant, they would be liable for any injuries caused by the unsafe environment or faulty equipment. The self-employed person may work as a contractor or freelancer, and although they do not necessarily receive the same employment benefits offered to other staff members, they are given the same health and safety protection and legal rights.
Self-employed workers can claim for any illnesses or losses suffered as the result of the negligence or lack of due-diligence of the liable party as well as for costs of treatment, loss of earnings, impact on earning potential, the effect on future daily living and all other associated costs. Your solicitor will help you to gather the relevant evidence in order to make a strong claim and will guide you through the case from start to finish in order to achieve the highest possible compensation award.